Acquiring long-term disability when you need it is essential to providing financial security to both yourself and your family. Unfortunately, the process of attaining long-term disability can sometimes be challenging and confusing.
The following are six things you need to keep in mind when in pursuit of long-term disability for the best possible chances of success.
Documenting your claim is essential.
The Social Security Administration wants to see documentation of everything. You need to provide documents like medical records, insurance claim records, and accident report records.
It's best to err on the side of caution when submitting documentation regarding your disability claim. Submit every document you think could possibly relate to your claim for the best possible results.
You need to act fast.
There are deadlines when it comes to filing a long-term disability claim. Don't wait too long to start being proactive about your claim or you may find that you've failed to meet the statute of limitations.
You should avoid giving a lot of information on social media.
Anything you post online could potentially be used against you regarding your claim. This means that you should be careful of what you're posting online when you're in the process of filing a long-term disability claim.
In particular, you need to avoid posting images and information about your physical abilities and activities while you're in the process of filing a claim. If you show proof online that you're capable of being physically active, this could be used against you by the Social Security Administration in regards to your long-term disability claim.
It's probable that you'll find that persistence is key.
It's very common that an initial long-term disability claim is rejected by the Social Security Administration. You shouldn't feel discouraged if an initial claim is rejected. Following up with numerous claims down the road might be successful for you even if you were initially rejected.
You should not necessarily settle for what you're offered.
One of the most important things you need to do with your attorney is evaluate your long term disability claim going into things. You need to know what your claim is worth so that you don't accept a bad determination that shortchanges you for what your claim is worth.
You should pay attention to any and all fine print.
Reading the fine print is important when it comes to any policy or offer you've been provided with regarding your long-term disability claim. Don't assume that you can trust any offer.
Study any policies you've been offered carefully with your lawyer to avoid losing out on the true value of your long-term disability claim.Share